Updated: 11/12/2023
The current interest rates for mortgages in UK:
- the two-year fixed-rate mortgage rate is 5.62 (based on 60% LTV)
- the five-year fixed-rate mortgage rate is 4.98 (based on 60% LTV)
The Forecast For Tomorrow, This Week And Month.
Here is the predicted 5 year fixed mortgage rate.
Mortgage Rates Forecast By Day.
| Date | Weekday | Min,% | Rate,% | Max,% |
| 12/12 | Tuesday | 4.83 | 4.98 | 5.13 |
| 13/12 | Wednesday | 4.83 | 4.98 | 5.13 |
| 14/12 | Thursday | 4.83 | 4.98 | 5.13 |
| 15/12 | Friday | 4.83 | 4.98 | 5.13 |
| 18/12 | Monday | 4.83 | 4.98 | 5.13 |
| 19/12 | Tuesday | 4.83 | 4.98 | 5.13 |
| 20/12 | Wednesday | 4.83 | 4.98 | 5.13 |
| 21/12 | Thursday | 4.83 | 4.98 | 5.13 |
| 22/12 | Friday | 4.69 | 4.83 | 4.97 |
| 25/12 | Monday | 4.69 | 4.83 | 4.97 |
| 26/12 | Tuesday | 4.69 | 4.83 | 4.97 |
| 27/12 | Wednesday | 4.69 | 4.83 | 4.97 |
| 28/12 | Thursday | 4.69 | 4.83 | 4.97 |
| 29/12 | Friday | 4.69 | 4.83 | 4.97 |
| 01/01 | Monday | 4.69 | 4.83 | 4.97 |
| 02/01 | Tuesday | 4.69 | 4.83 | 4.97 |
| 03/01 | Wednesday | 4.69 | 4.83 | 4.97 |
| 04/01 | Thursday | 4.69 | 4.83 | 4.97 |
| 05/01 | Friday | 4.69 | 4.83 | 4.97 |
| 08/01 | Monday | 4.69 | 4.83 | 4.97 |
| 09/01 | Tuesday | 4.69 | 4.83 | 4.97 |
| 10/01 | Wednesday | 4.55 | 4.69 | 4.83 |
| 11/01 | Thursday | 4.55 | 4.69 | 4.83 |
| 12/01 | Friday | 4.55 | 4.69 | 4.83 |
Mortgage rate forecast on Tuesday, 12 December: 4.98%, maximum 5.13, minimum 4.83. Mortgage rate predictions on Wednesday, 13 December: 4.98%, maximum 5.13, minimum 4.83. Mortgage rate forecast on Thursday, 14 December: 4.98%, maximum 5.13, minimum 4.83. Mortgage rate predictions on Friday, 15 December: 4.98%, maximum 5.13, minimum 4.83.
In 1 week Mortgage rate forecast on Monday, 18 December: 4.98%, maximum 5.13, minimum 4.83. Mortgage rate predictions on Tuesday, 19 December: 4.98%, maximum 5.13, minimum 4.83. Mortgage rate forecast on Wednesday, 20 December: 4.98%, maximum 5.13, minimum 4.83. Mortgage rate predictions on Thursday, 21 December: 4.98%, maximum 5.13, minimum 4.83. Mortgage rate forecast on Friday, 22 December: 4.83%, maximum 4.97, minimum 4.69.
BOE Base Rate Forecast 2023, 2024, 2025.
Pound To Dollar Forecast 2023, 2024-2027.
In 2 weeks Mortgage rate predictions on Monday, 25 December: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate forecast on Tuesday, 26 December: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate predictions on Wednesday, 27 December: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate forecast on Thursday, 28 December: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate predictions on Friday, 29 December: 4.83%, maximum 4.97, minimum 4.69.
In 3 weeks Mortgage rate forecast on Monday, 1 January: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate predictions on Tuesday, 2 January: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate forecast on Wednesday, 3 January: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate predictions on Thursday, 4 January: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate forecast on Friday, 5 January: 4.83%, maximum 4.97, minimum 4.69.
In 4 weeks Mortgage rate predictions on Monday, 8 January: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate forecast on Tuesday, 9 January: 4.83%, maximum 4.97, minimum 4.69. Mortgage rate predictions on Wednesday, 10 January: 4.69%, maximum 4.83, minimum 4.55.
Mortgage Rates Forecast For 2023, 2024 And 2025
| Month | Open% | Min%-Max% | Rate,% | Ttl.Ch |
| 2023 | ||||
| Dec | 4.98 | 4.69-5.13 | 4.83 | -0.15 |
| 2024 | ||||
| Jan | 4.83 | 4.54-4.97 | 4.68 | -0.30 |
| Feb | 4.68 | 4.22-4.68 | 4.35 | -0.63 |
| Mar | 4.35 | 4.08-4.35 | 4.21 | -0.77 |
| Apr | 4.21 | 3.80-4.21 | 3.92 | -1.06 |
| May | 3.92 | 3.80-4.04 | 3.92 | -1.06 |
| Jun | 3.92 | 3.74-3.98 | 3.86 | -1.12 |
| Jul | 3.86 | 3.68-3.90 | 3.79 | -1.19 |
| Aug | 3.79 | 3.59-3.81 | 3.70 | -1.28 |
| Sep | 3.70 | 3.57-3.79 | 3.68 | -1.30 |
| Oct | 3.68 | 3.53-3.75 | 3.64 | -1.34 |
| Nov | 3.64 | 3.50-3.72 | 3.61 | -1.37 |
| Dec | 3.61 | 3.54-3.76 | 3.65 | -1.33 |
| 2025 | ||||
| Jan | 3.65 | 3.53-3.75 | 3.64 | -1.34 |
| Feb | 3.64 | 3.47-3.69 | 3.58 | -1.40 |
| Mar | 3.58 | 3.41-3.63 | 3.52 | -1.46 |
| Apr | 3.52 | 3.36-3.56 | 3.46 | -1.52 |
| May | 3.46 | 3.30-3.50 | 3.40 | -1.58 |
| Jun | 3.40 | 3.24-3.44 | 3.34 | -1.64 |
| Jul | 3.34 | 3.18-3.38 | 3.28 | -1.70 |
| Aug | 3.28 | 3.12-3.32 | 3.22 | -1.76 |
| Sep | 3.22 | 3.07-3.25 | 3.16 | -1.82 |
| Oct | 3.16 | 3.01-3.19 | 3.10 | -1.88 |
| Nov | 3.10 | 2.96-3.14 | 3.05 | -1.93 |
| Dec | 3.05 | 2.91-3.09 | 3.00 | -1.98 |
| 2026 | ||||
Mortgage rate forecast for December 2023. Starting at 4.98%. Maximum 5.13, minimum 4.69. The average rate is 4.91%. 5-year fixed rate at the end of the month 4.83%, the change for December -0.15 points.
Mortgage rate predictions for January 2024. Starting at 4.83%. Maximum 4.97, minimum 4.54. The average rate is 4.76%. 5-year fixed rate at the end of the month 4.68%, the change for January -0.15 points.
Mortgage rate forecast for February 2024. Starting at 4.68%. Maximum 4.68, minimum 4.22. The average rate is 4.48%. 5-year fixed rate at the end of the month 4.35%, the change for February -0.33 points.
ECB Interest Rate Forecast 2023, 2024, 2025.
FTSE 100 Forecast 2023, 2024, 2025.
Mortgage rate predictions for March 2024. Starting at 4.35%. Maximum 4.35, minimum 4.08. The average rate is 4.25%. 5-year fixed rate at the end of the month 4.21%, the change for March -0.14 points.
Mortgage rate forecast for April 2024. Starting at 4.21%. Maximum 4.21, minimum 3.80. The average rate is 4.04%. 5-year fixed rate at the end of the month 3.92%, the change for April -0.29 points.
Mortgage rate predictions for May 2024. Starting at 3.92%. Maximum 4.04, minimum 3.80. The average rate is 3.92%. 5-year fixed rate at the end of the month 3.92%, the change for May +0.00 points.
Mortgage rate forecast for June 2024. Starting at 3.92%. Maximum 3.98, minimum 3.74. The average rate is 3.88%. 5-year fixed rate at the end of the month 3.86%, the change for June -0.06 points.
Mortgage rate predictions for July 2024. Starting at 3.86%. Maximum 3.90, minimum 3.68. The average rate is 3.81%. 5-year fixed rate at the end of the month 3.79%, the change for July -0.07 points.
Mortgage rate forecast for August 2024. Starting at 3.79%. Maximum 3.81, minimum 3.59. The average rate is 3.72%. 5-year fixed rate at the end of the month 3.70%, the change for August -0.09 points.
Mortgage rate predictions for September 2024. Starting at 3.70%. Maximum 3.79, minimum 3.57. The average rate is 3.69%. 5-year fixed rate at the end of the month 3.68%, the change for September -0.02 points.
Mortgage rate forecast for October 2024. Starting at 3.68%. Maximum 3.75, minimum 3.53. The average rate is 3.65%. 5-year fixed rate at the end of the month 3.64%, the change for October -0.04 points.
Mortgage rate predictions for November 2024. Starting at 3.64%. Maximum 3.72, minimum 3.50. The average rate is 3.62%. 5-year fixed rate at the end of the month 3.61%, the change for November -0.03 points.
Mortgage rate forecast for December 2024. Starting at 3.61%. Maximum 3.76, minimum 3.54. The average rate is 3.64%. 5-year fixed rate at the end of the month 3.65%, the change for December +0.04 points.
Mortgage rate predictions for January 2025. Starting at 3.65%. Maximum 3.75, minimum 3.53. The average rate is 3.64%. 5-year fixed rate at the end of the month 3.64%, the change for January -0.01 points.
Mortgage rate forecast for February 2025. Starting at 3.64%. Maximum 3.69, minimum 3.47. The average rate is 3.60%. 5-year fixed rate at the end of the month 3.58%, the change for February -0.06 points.
Mortgage rate predictions for March 2025. Starting at 3.58%. Maximum 3.63, minimum 3.41. The average rate is 3.54%. 5-year fixed rate at the end of the month 3.52%, the change for March -0.06 points.
Mortgage rate forecast for April 2025. Starting at 3.52%. Maximum 3.56, minimum 3.36. The average rate is 3.48%. 5-year fixed rate at the end of the month 3.46%, the change for April -0.06 points.
Mortgage rate predictions for May 2025. Starting at 3.46%. Maximum 3.50, minimum 3.30. The average rate is 3.42%. 5-year fixed rate at the end of the month 3.40%, the change for May -0.06 points.
Mortgage rate forecast for June 2025. Starting at 3.40%. Maximum 3.44, minimum 3.24. The average rate is 3.36%. 5-year fixed rate at the end of the month 3.34%, the change for June -0.06 points.
Mortgage rate predictions for July 2025. Starting at 3.34%. Maximum 3.38, minimum 3.18. The average rate is 3.30%. 5-year fixed rate at the end of the month 3.28%, the change for July -0.06 points.
Mortgage rate forecast for August 2025. Starting at 3.28%. Maximum 3.32, minimum 3.12. The average rate is 3.24%. 5-year fixed rate at the end of the month 3.22%, the change for August -0.06 points.
Mortgage rate predictions for September 2025. Starting at 3.22%. Maximum 3.25, minimum 3.07. The average rate is 3.18%. 5-year fixed rate at the end of the month 3.16%, the change for September -0.06 points.
Mortgage rate forecast for October 2025. Starting at 3.16%. Maximum 3.19, minimum 3.01. The average rate is 3.12%. 5-year fixed rate at the end of the month 3.10%, the change for October -0.06 points.
Mortgage rate predictions for November 2025. Starting at 3.10%. Maximum 3.14, minimum 2.96. The average rate is 3.06%. 5-year fixed rate at the end of the month 3.05%, the change for November -0.05 points.
Mortgage rate forecast for December 2025. Starting at 3.05%. Maximum 3.09, minimum 2.91. The average rate is 3.01%. 5-year fixed rate at the end of the month 3.00%, the change for December -0.05 points.
The forecast is updated on daily basis.