MORTGAGE RATES FORECAST 2024, 2025, 2026 IN UK


Updated: 19/05/2024

The current interest rates for mortgages in UK:

  • the two-year fixed-rate mortgage rate is 5.64 (based on 60% LTV)
  • the five-year fixed-rate mortgage rate is 4.96 (based on 60% LTV)

The Forecast For Tomorrow, This Week And Month.

Here is the predicted 5 year fixed mortgage rate.

Mortgage Rates Forecast By Day.

Date Weekday Min,% Rate,% Max,%
20/05 Monday 4.81 4.96 5.11
21/05 Tuesday 4.81 4.96 5.11
22/05 Wednesday 4.81 4.96 5.11
23/05 Thursday 4.81 4.96 5.11
24/05 Friday 4.81 4.96 5.11
27/05 Monday 4.81 4.96 5.11
28/05 Tuesday 4.81 4.96 5.11
29/05 Wednesday 4.81 4.96 5.11
30/05 Thursday 4.81 4.96 5.11
31/05 Friday 4.81 4.96 5.11
03/06 Monday 4.81 4.96 5.11
04/06 Tuesday 4.96 5.11 5.26
05/06 Wednesday 4.96 5.11 5.26
06/06 Thursday 4.96 5.11 5.26
07/06 Friday 4.96 5.11 5.26
10/06 Monday 5.09 5.25 5.41
11/06 Tuesday 5.09 5.25 5.41
12/06 Wednesday 5.09 5.25 5.41
13/06 Thursday 5.09 5.25 5.41
14/06 Friday 5.09 5.25 5.41
17/06 Monday 5.09 5.25 5.41
18/06 Tuesday 5.09 5.25 5.41
19/06 Wednesday 5.09 5.25 5.41
20/06 Thursday 5.09 5.25 5.41

Mortgage rate forecast on Monday, 20 May: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate predictions on Tuesday, 21 May: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate forecast on Wednesday, 22 May: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate predictions on Thursday, 23 May: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate forecast on Friday, 24 May: 4.96%, maximum 5.11, minimum 4.81.

In 1 week Mortgage rate predictions on Monday, 27 May: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate forecast on Tuesday, 28 May: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate predictions on Wednesday, 29 May: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate forecast on Thursday, 30 May: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate predictions on Friday, 31 May: 4.96%, maximum 5.11, minimum 4.81.

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In 2 weeks Mortgage rate forecast on Monday, 3 June: 4.96%, maximum 5.11, minimum 4.81. Mortgage rate predictions on Tuesday, 4 June: 5.11%, maximum 5.26, minimum 4.96. Mortgage rate forecast on Wednesday, 5 June: 5.11%, maximum 5.26, minimum 4.96. Mortgage rate predictions on Thursday, 6 June: 5.11%, maximum 5.26, minimum 4.96. Mortgage rate forecast on Friday, 7 June: 5.11%, maximum 5.26, minimum 4.96.

In 3 weeks Mortgage rate predictions on Monday, 10 June: 5.25%, maximum 5.41, minimum 5.09. Mortgage rate forecast on Tuesday, 11 June: 5.25%, maximum 5.41, minimum 5.09. Mortgage rate predictions on Wednesday, 12 June: 5.25%, maximum 5.41, minimum 5.09. Mortgage rate forecast on Thursday, 13 June: 5.25%, maximum 5.41, minimum 5.09. Mortgage rate predictions on Friday, 14 June: 5.25%, maximum 5.41, minimum 5.09.

In 4 weeks Mortgage rate forecast on Monday, 17 June: 5.25%, maximum 5.41, minimum 5.09. Mortgage rate predictions on Tuesday, 18 June: 5.25%, maximum 5.41, minimum 5.09.

Mortgage Rates Forecast For 2024, 2025 And 2026

Month Open% Min%-Max% Rate,% Ttl.Ch
2024
May 4.81 4.81-5.11 4.96 +0.15
Jun 4.96 4.81-5.41 4.96 +0.15
Jul 4.96 4.95-5.25 5.10 +0.29
Aug 5.10 5.10-5.49 5.33 +0.52
Sep 5.33 5.33-5.67 5.50 +0.69
Oct 5.50 4.97-5.50 5.12 +0.31
Nov 5.12 4.97-5.27 5.12 +0.31
Dec 5.12 4.62-5.12 4.76 -0.05
2025
Jan 4.76 4.47-4.76 4.61 -0.20
Feb 4.61 4.16-4.61 4.29 -0.52
Mar 4.29 4.16-4.42 4.29 -0.52
Apr 4.29 4.09-4.35 4.22 -0.59
May 4.22 4.03-4.27 4.15 -0.66
Jun 4.15 3.93-4.17 4.05 -0.76
Jul 4.05 3.91-4.15 4.03 -0.78
Aug 4.03 3.87-4.11 3.99 -0.82
Sep 3.99 3.84-4.08 3.96 -0.85
Oct 3.96 3.88-4.12 4.00 -0.81
Nov 4.00 3.87-4.11 3.99 -0.82
Dec 3.99 3.80-4.04 3.92 -0.89
2026
Jan 3.92 3.73-3.97 3.85 -0.96
Feb 3.85 3.67-3.89 3.78 -1.03
Mar 3.78 3.60-3.82 3.71 -1.10
Apr 3.71 3.54-3.76 3.65 -1.16
May 3.65 3.48-3.70 3.59 -1.22

Mortgage rate forecast for May 2024. Starting at 4.81%. Maximum 5.11, minimum 4.81. The average rate is 4.92%. 5-year fixed rate at the end of the month 4.96%, the change for May +0.15 points.

Mortgage rate predictions for June 2024. Starting at 4.96%. Maximum 5.41, minimum 4.81. The average rate is 5.04%. 5-year fixed rate at the end of the month 4.96%, the change for June +0.00 points.

Mortgage rate forecast for July 2024. Starting at 4.96%. Maximum 5.25, minimum 4.95. The average rate is 5.07%. 5-year fixed rate at the end of the month 5.10%, the change for July +0.14 points.

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Mortgage rate predictions for August 2024. Starting at 5.10%. Maximum 5.49, minimum 5.10. The average rate is 5.26%. 5-year fixed rate at the end of the month 5.33%, the change for August +0.23 points.

Mortgage rate forecast for September 2024. Starting at 5.33%. Maximum 5.67, minimum 5.33. The average rate is 5.46%. 5-year fixed rate at the end of the month 5.50%, the change for September +0.17 points.

Mortgage rate predictions for October 2024. Starting at 5.50%. Maximum 5.50, minimum 4.97. The average rate is 5.27%. 5-year fixed rate at the end of the month 5.12%, the change for October -0.38 points.

Mortgage rate forecast for November 2024. Starting at 5.12%. Maximum 5.27, minimum 4.97. The average rate is 5.12%. 5-year fixed rate at the end of the month 5.12%, the change for November +0.00 points.

Mortgage rate predictions for December 2024. Starting at 5.12%. Maximum 5.12, minimum 4.62. The average rate is 4.91%. 5-year fixed rate at the end of the month 4.76%, the change for December -0.36 points.

Mortgage rate forecast for January 2025. Starting at 4.76%. Maximum 4.76, minimum 4.47. The average rate is 4.65%. 5-year fixed rate at the end of the month 4.61%, the change for January -0.15 points.

Mortgage rate predictions for February 2025. Starting at 4.61%. Maximum 4.61, minimum 4.16. The average rate is 4.42%. 5-year fixed rate at the end of the month 4.29%, the change for February -0.32 points.

Mortgage rate forecast for March 2025. Starting at 4.29%. Maximum 4.42, minimum 4.16. The average rate is 4.29%. 5-year fixed rate at the end of the month 4.29%, the change for March +0.00 points.

Mortgage rate predictions for April 2025. Starting at 4.29%. Maximum 4.35, minimum 4.09. The average rate is 4.24%. 5-year fixed rate at the end of the month 4.22%, the change for April -0.07 points.

Mortgage rate forecast for May 2025. Starting at 4.22%. Maximum 4.27, minimum 4.03. The average rate is 4.17%. 5-year fixed rate at the end of the month 4.15%, the change for May -0.07 points.

Mortgage rate predictions for June 2025. Starting at 4.15%. Maximum 4.17, minimum 3.93. The average rate is 4.08%. 5-year fixed rate at the end of the month 4.05%, the change for June -0.10 points.

Mortgage rate forecast for July 2025. Starting at 4.05%. Maximum 4.15, minimum 3.91. The average rate is 4.04%. 5-year fixed rate at the end of the month 4.03%, the change for July -0.02 points.

Mortgage rate predictions for August 2025. Starting at 4.03%. Maximum 4.11, minimum 3.87. The average rate is 4.00%. 5-year fixed rate at the end of the month 3.99%, the change for August -0.04 points.

Mortgage rate forecast for September 2025. Starting at 3.99%. Maximum 4.08, minimum 3.84. The average rate is 3.97%. 5-year fixed rate at the end of the month 3.96%, the change for September -0.03 points.

Mortgage rate predictions for October 2025. Starting at 3.96%. Maximum 4.12, minimum 3.88. The average rate is 3.99%. 5-year fixed rate at the end of the month 4.00%, the change for October +0.04 points.

Mortgage rate forecast for November 2025. Starting at 4.00%. Maximum 4.11, minimum 3.87. The average rate is 3.99%. 5-year fixed rate at the end of the month 3.99%, the change for November -0.01 points.

Mortgage rate predictions for December 2025. Starting at 3.99%. Maximum 4.04, minimum 3.80. The average rate is 3.94%. 5-year fixed rate at the end of the month 3.92%, the change for December -0.07 points.

Mortgage rate forecast for January 2026. Starting at 3.92%. Maximum 3.97, minimum 3.73. The average rate is 3.87%. 5-year fixed rate at the end of the month 3.85%, the change for January -0.07 points.

Mortgage rate predictions for February 2026. Starting at 3.85%. Maximum 3.89, minimum 3.67. The average rate is 3.80%. 5-year fixed rate at the end of the month 3.78%, the change for February -0.07 points.

Mortgage rate forecast for March 2026. Starting at 3.78%. Maximum 3.82, minimum 3.60. The average rate is 3.73%. 5-year fixed rate at the end of the month 3.71%, the change for March -0.07 points.

Mortgage rate predictions for April 2026. Starting at 3.71%. Maximum 3.76, minimum 3.54. The average rate is 3.67%. 5-year fixed rate at the end of the month 3.65%, the change for April -0.06 points.

Mortgage rate forecast for May 2026. Starting at 3.65%. Maximum 3.70, minimum 3.48. The average rate is 3.61%. 5-year fixed rate at the end of the month 3.59%, the change for May -0.06 points.

The forecast is updated on daily basis.