Updated: 08/10/2026
The current interest rates for mortgages in UK:
- the two-year fixed-rate mortgage rate is 5.32% (based on 75% LTV)
- the five-year fixed-rate mortgage rate is 5.24% (based on 75% LTV)
The Forecast For Tomorrow, This Week And Month.
Here is the predicted 5 year fixed mortgage rate.
Mortgage Rates Forecast By Day.
| Date | Weekday | Min,% | Rate,% | Max,% |
|---|---|---|---|---|
| 09/10 | Friday | 5.08 | 5.24 | 5.40 |
| 12/10 | Monday | 5.04 | 5.20 | 5.36 |
| 13/10 | Tuesday | 5.04 | 5.20 | 5.36 |
| 14/10 | Wednesday | 5.04 | 5.20 | 5.36 |
| 15/10 | Thursday | 5.04 | 5.20 | 5.36 |
| 16/10 | Friday | 5.08 | 5.24 | 5.40 |
| 19/10 | Monday | 5.08 | 5.24 | 5.40 |
| 20/10 | Tuesday | 5.08 | 5.24 | 5.40 |
| 21/10 | Wednesday | 5.08 | 5.24 | 5.40 |
| 22/10 | Thursday | 5.08 | 5.24 | 5.40 |
| 23/10 | Friday | 5.24 | 5.40 | 5.56 |
| 26/10 | Monday | 5.24 | 5.40 | 5.56 |
| 27/10 | Tuesday | 5.24 | 5.40 | 5.56 |
| 28/10 | Wednesday | 5.24 | 5.40 | 5.56 |
| 29/10 | Thursday | 5.24 | 5.40 | 5.56 |
| 30/10 | Friday | 5.24 | 5.40 | 5.56 |
| 02/11 | Monday | 5.39 | 5.56 | 5.73 |
| 03/11 | Tuesday | 5.39 | 5.56 | 5.73 |
| 04/11 | Wednesday | 5.39 | 5.56 | 5.73 |
| 05/11 | Thursday | 5.39 | 5.56 | 5.73 |
| 06/11 | Friday | 5.39 | 5.56 | 5.73 |
| 09/11 | Monday | 5.39 | 5.56 | 5.73 |
| 10/11 | Tuesday | 5.39 | 5.56 | 5.73 |
| 11/11 | Wednesday | 5.39 | 5.56 | 5.73 |
Mortgage rate forecast on Friday, 9 October: 5.24%, maximum 5.40, minimum 5.08. Mortgage rate predictions on Monday, 12 October: 5.20%, maximum 5.36, minimum 5.04. Mortgage rate forecast on Tuesday, 13 October: 5.20%, maximum 5.36, minimum 5.04. Mortgage rate predictions on Wednesday, 14 October: 5.20%, maximum 5.36, minimum 5.04.
In 1 week Mortgage rate forecast on Thursday, 15 October: 5.20%, maximum 5.36, minimum 5.04. Mortgage rate predictions on Friday, 16 October: 5.24%, maximum 5.40, minimum 5.08. Mortgage rate forecast on Monday, 19 October: 5.24%, maximum 5.40, minimum 5.08. Mortgage rate predictions on Tuesday, 20 October: 5.24%, maximum 5.40, minimum 5.08. Mortgage rate forecast on Wednesday, 21 October: 5.24%, maximum 5.40, minimum 5.08.
BOE Base Rate Forecast 2026, 2027, 2028.
Inflation Forecast 2026, 2027, 2028.
In 2 weeks Mortgage rate predictions on Thursday, 22 October: 5.24%, maximum 5.40, minimum 5.08. Mortgage rate forecast on Friday, 23 October: 5.40%, maximum 5.56, minimum 5.24. Mortgage rate predictions on Monday, 26 October: 5.40%, maximum 5.56, minimum 5.24. Mortgage rate forecast on Tuesday, 27 October: 5.40%, maximum 5.56, minimum 5.24. Mortgage rate predictions on Wednesday, 28 October: 5.40%, maximum 5.56, minimum 5.24.
In 3 weeks Mortgage rate forecast on Thursday, 29 October: 5.40%, maximum 5.56, minimum 5.24. Mortgage rate predictions on Friday, 30 October: 5.40%, maximum 5.56, minimum 5.24. Mortgage rate forecast on Monday, 2 November: 5.56%, maximum 5.73, minimum 5.39. Mortgage rate predictions on Tuesday, 3 November: 5.56%, maximum 5.73, minimum 5.39. Mortgage rate forecast on Wednesday, 4 November: 5.56%, maximum 5.73, minimum 5.39.
In 4 weeks Mortgage rate predictions on Thursday, 5 November: 5.56%, maximum 5.73, minimum 5.39. Mortgage rate forecast on Friday, 6 November: 5.56%, maximum 5.73, minimum 5.39. Mortgage rate predictions on Monday, 9 November: 5.56%, maximum 5.73, minimum 5.39.
Mortgage Rates Forecast For 2026, 2027 And 2028
| Month | Open% | Min%-Max% | Rate,% | Ttl.Ch |
|---|---|---|---|---|
| 2026 | ||||
| Oct | 5.28 | 5.04-5.56 | 5.40 | +0.12 |
| Nov | 5.40 | 5.39-5.73 | 5.56 | +0.28 |
| Dec | 5.56 | 5.56-6.13 | 5.95 | +0.67 |
| 2027 | ||||
| Jan | 5.95 | 5.66-6.02 | 5.84 | +0.56 |
| Feb | 5.84 | 5.84-6.31 | 6.13 | +0.85 |
| Mar | 6.13 | 5.75-6.13 | 5.93 | +0.65 |
| Apr | 5.93 | 5.58-5.93 | 5.75 | +0.47 |
| May | 5.75 | 5.48-5.82 | 5.65 | +0.37 |
| Jun | 5.65 | 5.48-5.82 | 5.65 | +0.37 |
| Jul | 5.65 | 5.46-5.80 | 5.63 | +0.35 |
| Aug | 5.63 | 5.45-5.79 | 5.62 | +0.34 |
| Sep | 5.62 | 5.34-5.67 | 5.50 | +0.22 |
| Oct | 5.50 | 5.25-5.57 | 5.41 | +0.13 |
| Nov | 5.41 | 5.21-5.53 | 5.37 | +0.09 |
| Dec | 5.37 | 5.19-5.51 | 5.35 | +0.07 |
| 2028 | ||||
| Jan | 5.35 | 5.19-5.51 | 5.35 | +0.07 |
| Feb | 5.35 | 5.04-5.36 | 5.20 | -0.08 |
| Mar | 5.20 | 5.02-5.34 | 5.18 | -0.10 |
| Apr | 5.18 | 4.91-5.21 | 5.06 | -0.22 |
| May | 5.06 | 4.85-5.15 | 5.00 | -0.28 |
| Jun | 5.00 | 4.83-5.13 | 4.98 | -0.30 |
| Jul | 4.98 | 4.74-5.04 | 4.89 | -0.39 |
| Aug | 4.89 | 4.71-5.01 | 4.86 | -0.42 |
| Sep | 4.86 | 4.64-4.92 | 4.78 | -0.50 |
| Oct | 4.78 | 4.57-4.85 | 4.71 | -0.57 |
Mortgage rate forecast for October 2026. Starting at 5.28%. Maximum 5.56, minimum 5.04. The average rate is 5.32%. 5-year fixed rate at the end of the month 5.40%, the change for October +0.12 points.
Mortgage rate predictions for November 2026. Starting at 5.40%. Maximum 5.73, minimum 5.39. The average rate is 5.52%. 5-year fixed rate at the end of the month 5.56%, the change for November +0.16 points.
Mortgage rate forecast for December 2026. Starting at 5.56%. Maximum 6.13, minimum 5.56. The average rate is 5.80%. 5-year fixed rate at the end of the month 5.95%, the change for December +0.39 points.
ECB Interest Rate Forecast 2026, 2027, 2028.
FTSE 100 Forecast 2026, 2027, 2028.
Mortgage rate predictions for January 2027. Starting at 5.95%. Maximum 6.02, minimum 5.66. The average rate is 5.87%. 5-year fixed rate at the end of the month 5.84%, the change for January -0.11 points.
Mortgage rate forecast for February 2027. Starting at 5.84%. Maximum 6.31, minimum 5.84. The average rate is 6.03%. 5-year fixed rate at the end of the month 6.13%, the change for February +0.29 points.
Mortgage rate predictions for March 2027. Starting at 6.13%. Maximum 6.13, minimum 5.75. The average rate is 5.99%. 5-year fixed rate at the end of the month 5.93%, the change for March -0.20 points.
Mortgage rate forecast for April 2027. Starting at 5.93%. Maximum 5.93, minimum 5.58. The average rate is 5.80%. 5-year fixed rate at the end of the month 5.75%, the change for April -0.18 points.
Mortgage rate predictions for May 2027. Starting at 5.75%. Maximum 5.82, minimum 5.48. The average rate is 5.68%. 5-year fixed rate at the end of the month 5.65%, the change for May -0.10 points.
Mortgage rate forecast for June 2027. Starting at 5.65%. Maximum 5.82, minimum 5.48. The average rate is 5.65%. 5-year fixed rate at the end of the month 5.65%, the change for June +0.00 points.
Mortgage rate predictions for July 2027. Starting at 5.65%. Maximum 5.80, minimum 5.46. The average rate is 5.64%. 5-year fixed rate at the end of the month 5.63%, the change for July -0.02 points.
Mortgage rate forecast for August 2027. Starting at 5.63%. Maximum 5.79, minimum 5.45. The average rate is 5.62%. 5-year fixed rate at the end of the month 5.62%, the change for August -0.01 points.
Mortgage rate predictions for September 2027. Starting at 5.62%. Maximum 5.67, minimum 5.34. The average rate is 5.53%. 5-year fixed rate at the end of the month 5.50%, the change for September -0.12 points.
Mortgage rate forecast for October 2027. Starting at 5.50%. Maximum 5.57, minimum 5.25. The average rate is 5.43%. 5-year fixed rate at the end of the month 5.41%, the change for October -0.09 points.
Mortgage rate predictions for November 2027. Starting at 5.41%. Maximum 5.53, minimum 5.21. The average rate is 5.38%. 5-year fixed rate at the end of the month 5.37%, the change for November -0.04 points.
Mortgage rate forecast for December 2027. Starting at 5.37%. Maximum 5.51, minimum 5.19. The average rate is 5.36%. 5-year fixed rate at the end of the month 5.35%, the change for December -0.02 points.
Mortgage rate predictions for January 2028. Starting at 5.35%. Maximum 5.51, minimum 5.19. The average rate is 5.35%. 5-year fixed rate at the end of the month 5.35%, the change for January +0.00 points.
Mortgage rate forecast for February 2028. Starting at 5.35%. Maximum 5.36, minimum 5.04. The average rate is 5.24%. 5-year fixed rate at the end of the month 5.20%, the change for February -0.15 points.
Mortgage rate predictions for March 2028. Starting at 5.20%. Maximum 5.34, minimum 5.02. The average rate is 5.19%. 5-year fixed rate at the end of the month 5.18%, the change for March -0.02 points.
Mortgage rate forecast for April 2028. Starting at 5.18%. Maximum 5.21, minimum 4.91. The average rate is 5.09%. 5-year fixed rate at the end of the month 5.06%, the change for April -0.12 points.
Mortgage rate predictions for May 2028. Starting at 5.06%. Maximum 5.15, minimum 4.85. The average rate is 5.02%. 5-year fixed rate at the end of the month 5.00%, the change for May -0.06 points.
Mortgage rate forecast for June 2028. Starting at 5.00%. Maximum 5.13, minimum 4.83. The average rate is 4.99%. 5-year fixed rate at the end of the month 4.98%, the change for June -0.02 points.
Mortgage rate predictions for July 2028. Starting at 4.98%. Maximum 5.04, minimum 4.74. The average rate is 4.91%. 5-year fixed rate at the end of the month 4.89%, the change for July -0.09 points.
Mortgage rate forecast for August 2028. Starting at 4.89%. Maximum 5.01, minimum 4.71. The average rate is 4.87%. 5-year fixed rate at the end of the month 4.86%, the change for August -0.03 points.
Pound Sterling Exchange Rates Online.
FED Funds Rate Forecast 2026, 2027, 2028.
Mortgage rate predictions for September 2028. Starting at 4.86%. Maximum 4.92, minimum 4.64. The average rate is 4.80%. 5-year fixed rate at the end of the month 4.78%, the change for September -0.08 points.
Mortgage rate forecast for October 2028. Starting at 4.78%. Maximum 4.85, minimum 4.57. The average rate is 4.73%. 5-year fixed rate at the end of the month 4.71%, the change for October -0.07 points.
The forecast is updated on daily basis.
